[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.emkas.cz\/investici-k-financni-nezavislosti\/#Article","mainEntityOfPage":"https:\/\/www.emkas.cz\/investici-k-financni-nezavislosti\/","headline":"Investic\u00ed k finan\u010dn\u00ed nez\u00e1vislosti","name":"Investic\u00ed k finan\u010dn\u00ed nez\u00e1vislosti","description":"Finan\u010dn\u00ed nez\u00e1vislost je pojem, kter\u00fd je zn\u00e1m\u00fd sp\u00ed\u0161e t\u011bm finan\u010dn\u011b gramotn\u00fdm z\u00a0n\u00e1s. Jedn\u00e1 se o stav, kdy nemus\u00edme \u0159e\u0161it, zda si danou v\u011bc m\u016f\u017eeme dovolit \u010di nikoliv, ale prost\u011b si ji koup\u00edme. Ne\u0159e\u0161\u00edme, zda m\u016f\u017eeme jet na dovolenou, zaj\u00edt si na ve\u010de\u0159i nebo si dop\u0159\u00e1t dan\u00fd z\u00e1\u017eitek. Tento stav je ale velice t\u011b\u017eko dosa\u017eiteln\u00fd. V\u011bt\u0161inou […]","datePublished":"2025-03-01","dateModified":"2025-03-01","author":{"@type":"Person","@id":"https:\/\/www.emkas.cz\/author\/#Person","name":"","url":"https:\/\/www.emkas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"emkas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.emkas.cz\/wp-content\/uploads\/img_a322801_w1944_t1534569028.jpg","url":"https:\/\/www.emkas.cz\/wp-content\/uploads\/img_a322801_w1944_t1534569028.jpg","height":0,"width":0},"url":"https:\/\/www.emkas.cz\/investici-k-financni-nezavislosti\/","wordCount":440,"articleBody":"Finan\u010dn\u00ed nez\u00e1vislost je pojem, kter\u00fd je zn\u00e1m\u00fd sp\u00ed\u0161e t\u011bm finan\u010dn\u011b gramotn\u00fdm z\u00a0n\u00e1s. Jedn\u00e1 se o stav, kdy nemus\u00edme \u0159e\u0161it, zda si danou v\u011bc m\u016f\u017eeme dovolit \u010di nikoliv, ale prost\u011b si ji koup\u00edme. Ne\u0159e\u0161\u00edme, zda m\u016f\u017eeme jet na dovolenou, zaj\u00edt si na ve\u010de\u0159i nebo si dop\u0159\u00e1t dan\u00fd z\u00e1\u017eitek. Tento stav je ale velice t\u011b\u017eko dosa\u017eiteln\u00fd. V\u011bt\u0161inou \u017eijeme od v\u00fdplaty k\u00a0v\u00fdplat\u011b a douf\u00e1me, \u017ee n\u00e1m pen\u00edze vysta\u010d\u00ed do dal\u0161\u00edho v\u00fdplatn\u00edho term\u00ednu.Pro z\u00edsk\u00e1n\u00ed finan\u010dn\u00ed nez\u00e1vislosti existuje spoustu cest. N\u011bkter\u00e9 jsou snaz\u0161\u00ed a jin\u00e9 zase m\u00e9n\u011b. V\u00a0ka\u017ed\u00e9m p\u0159\u00edpad\u011b plat\u00ed, \u017ee rychl\u00e9ho zbohatnut\u00ed nen\u00ed mo\u017en\u00e9 dos\u00e1hnout bez toho, ani\u017e bychom si za\u0161pinili ruce.Proto je lep\u0161\u00ed volit variantu n\u00e1ro\u010dn\u011bj\u0161\u00ed ale poctiv\u011bj\u0161\u00ed cesty. Zde se n\u00e1m nab\u00edz\u00ed n\u011bkolik variant, jak p\u0159ij\u00edt k\u00a0pen\u011bz\u016fm. Jeliko\u017e v\u0161ichni nav\u0161t\u011bvujeme zam\u011bstn\u00e1n\u00ed a m\u00e1me stabiln\u00ed p\u0159\u00edjem nen\u00ed nic lep\u0161\u00edho ne\u017e si odkl\u00e1dat ur\u010ditou \u010d\u00e1st jako pomyslnou rezervu. Za t\u00edmto \u00fa\u010delem je nejlep\u0161\u00ed vyu\u017e\u00edt spo\u0159\u00edc\u00edch \u00fa\u010dtu. Ty sice nenab\u00edzej\u00ed p\u0159evratn\u00fd \u00farok, ale dostate\u010dn\u011b na\u0161e finance pokryj\u00ed p\u0159ed znehodnocen\u00edm inflac\u00ed.V\u00a0r\u00e1mci spo\u0159\u00edc\u00edch \u00fa\u010dt\u016f jsou hitem posledn\u00edch let pod\u00edlov\u00e9 fondy. Ty se nab\u00edz\u00ed jako p\u00e1rov\u00e9 ke spo\u0159\u00edc\u00edmu \u00fa\u010dtu. Zde investujeme do tzv. pod\u00edlov\u00fdch list\u016f. Nakoup\u00edme ur\u010dit\u00fd pod\u00edl list\u016f a sv\u00e9 finance sv\u011b\u0159\u00edme do rukou bank\u00e9\u0159i. Ten n\u00e1sledn\u011b na\u0161e pen\u00edze investuje do m\u00e9n\u011b \u010di v\u00edce riskantn\u00edch obchod\u016f. O jak velk\u00fd risk se bude jednat je pouze na n\u00e1s. V\u017edy plat\u00ed, \u017ee v\u011bt\u0161\u00ed risk znamen\u00e1 v\u011bt\u0161\u00ed zisk.Investov\u00e1n\u00ed v\u0161ak nekon\u010d\u00ed pod\u00edlov\u00fdmi listy. M\u016f\u017eeme vyu\u017e\u00edt komoditn\u00edch \u010di akciov\u00fdch trh\u016f, kde je ov\u0161em zapot\u0159eb\u00ed sledovat celkov\u00fd v\u00fdvoj a pr\u016fb\u011bh.Hitem posledn\u00edch let byl blockchain. Tedy virtu\u00e1ln\u00ed m\u011bna, kter\u00e1 nen\u00ed svazov\u00e1na \u017e\u00e1dnou bankou. Mezi nejzn\u00e1m\u011bj\u0161\u00ed z\u00a0nich se \u0159ad\u00ed hlavn\u011b bitcoin, jeho\u017e hodnota v\u00a0prosinci 2017 dos\u00e1hla hodnoty 300\u00a0000 K\u010d. Tento typ investice byl zalo\u017een pouze na popularit\u011b, tud\u00ed\u017e si \u010dlov\u011bk musel \u0159\u00e1dn\u011b rozmyslet, zda investovat \u010di nikoliv, jeliko\u017e jsme mohli jeden den vyd\u011bl\u00e1vat statis\u00edce a druh\u00fd jsme mohli p\u0159ij\u00edt o v\u0161e.                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Investic\u00ed k finan\u010dn\u00ed nez\u00e1vislosti","item":"https:\/\/www.emkas.cz\/investici-k-financni-nezavislosti\/#breadcrumbitem"}]}]